Health Cover up to ₹1 Crore
Cashless treatment at 12,000+ network hospitals. Plans starting ₹450/month for individuals and families.
18
Insurer partners
₹1Cr
Max cover
12,000+
Cashless hospitals
Compare Top Health Plans
Coverage
What's covered
✓Hospitalisation Expenses
Room rent, ICU, nursing, doctor fees for 24+ hour admissions.
✓Pre & Post Hospitalisation
30 days before and 60-90 days after hospitalisation.
✓Day Care Procedures
500+ procedures not requiring 24-hour admission.
✓Ambulance Cover
Emergency road ambulance charges up to plan limit.
✓No-Claim Bonus
Sum insured grows up to 100% over claim-free years.
✓Annual Health Check-up
Free preventive check-up, typically after year one.
Benefits
Why buy through RK Jha Group
Unbiased Comparison
See real premiums across 18 insurers side-by-side.
Claims Assistance
Our team helps you file and follow up on claims, free.
No Medical Test (select plans)
Instant issuance for applicants under 45 on many plans.
Tax Benefit
Premiums qualify for deduction under Section 80D.
Claims
How claims work
Intimate Us
Call our claims desk or notify the hospital's TPA counter.
Cashless Pre-Auth
Hospital sends pre-authorisation; insurer approves within hours.
Treatment
Get treated cashless; insurer settles directly with hospital.
Discharge
Walk out without paying the covered bill amount.
Documents
Documents required
To Buy a Policy
- ✓PAN & Aadhaar Card
- ✓Age proof for all members
- ✓Recent photograph
- ✓Medical reports (if requested)
To File a Claim
- ✓Policy copy & ID proof
- ✓Hospital discharge summary
- ✓Original bills & prescriptions
- ✓Diagnostic reports
Compare Plans
Top health insurance plans
| Plan | Sum Insured | Premium/mo* | Network Hospitals | Claim Ratio |
|---|---|---|---|---|
| Care Health · Supreme | ₹10L | ₹589 | 9,500+ | 99.1% |
| Star Health · Family Optima | ₹10L | ₹623 | 14,000+ | 98.7% |
| HDFC Ergo · Optima Secure | ₹10L | ₹710 | 13,000+ | 98.5% |
| ICICI Lombard · Elevate | ₹10L | ₹745 | 10,200+ | 97.9% |
*Individual, age 30, Tier-2 city. Indicative — request a personalised quote for exact pricing.
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