Privacy Policy

RK Jha Group ("we", "us", "our") operates a financial products marketplace connecting users with RBI-regulated lending partners and IRDAI-registered insurance partners. This Privacy Policy explains what personal data we collect, why, and how it is used, shared and protected, in line with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.

1. Information We Collect

When you use our website, tools, or submit an enquiry, we may collect: your name, mobile number, email address, city, occupation, income details, loan/insurance requirements, and technical data such as IP address and device/browser information via cookies and analytics.

2. How We Use Your Information

We use your information to: match you with eligible lending/insurance partners, respond to enquiries, provide EMI/eligibility estimates, improve our services, and comply with legal and regulatory obligations. We do not sell your personal data to third parties for marketing purposes unrelated to your enquiry.

3. Sharing With Partners

We share your data only with the specific lender(s) or insurer(s) relevant to the product you have expressed interest in, and only after you submit an enquiry form. Partners are contractually required to handle your data securely and in accordance with applicable law.

4. Cookies & Tracking

We use cookies and similar technologies to remember your preferences, understand site usage, and improve performance. You can control cookies through your browser settings.

5. Data Security

We use industry-standard measures, including 256-bit SSL encryption, to protect data in transit. Access to personal data is restricted to authorised personnel on a need-to-know basis.

6. Your Rights

You may request access to, correction of, or deletion of your personal data, and may withdraw consent to be contacted at any time, by writing to privacy@rkjhagroup.in.

7. Data Retention

We retain personal data only for as long as necessary to fulfil the purposes described in this policy, or as required by applicable law and regulatory record-keeping requirements.

8. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be notified via this page.

9. Contact Us

For privacy-related queries, write to privacy@rkjhagroup.in or legal@rkjhagroup.in.