Terms of Use

1. Acceptance of Terms

By accessing or using the RK Jha Group website ("Site"), you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of the Site.

2. Nature of Service

RK Jha Group is a financial products marketplace and advisory service. We are not a bank, NBFC, or insurance underwriter, and do not guarantee approval of any loan or issuance of any insurance policy. All lending and underwriting decisions rest solely with our partner banks, NBFCs and insurers.

3. Eligibility

Our services are intended for individuals who are at least 18 years old and legally capable of entering into binding contracts under Indian law.

4. Accuracy of Information

Interest rates, premiums, eligibility estimates and calculator results shown on the Site are indicative and for informational purposes only. They do not constitute a loan offer, sanction, or insurance quote, and are subject to change without notice.

5. User Obligations

You agree to provide accurate, current and complete information when submitting an enquiry, and not to misuse the Site for unlawful purposes, including submitting false information to any partner institution.

6. Intellectual Property

All content on this Site, including text, graphics, logos and design, is the property of RK Jha Group or its licensors and may not be reproduced without written permission.

7. Limitation of Liability

RK Jha Group shall not be liable for any loss or damage arising from decisions made by partner banks, NBFCs or insurers, including rejection of applications, changes in rates, or claim outcomes.

8. Governing Law

These Terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of New Delhi.

9. Contact

For questions regarding these Terms, write to legal@rkjhagroup.in.