Help Center
Frequently Asked Questions
Everything you need to know about loans, insurance, and how RK Jha Group works.
No. We're a financial marketplace and advisory service that helps you compare and apply to RBI-regulated banks/NBFCs and IRDAI-approved insurers.
Yes, completely free for customers. We're compensated by partner institutions only after a successful disbursal or policy issuance.
We use 256-bit SSL encryption and only share your data with the specific lender/insurer you choose to proceed with. See our Privacy Policy.
Call +91 70042 00836, WhatsApp us, or email support@rkjhagroup.in. See our Contact page for more options.
Typically PAN, Aadhaar, income proof (salary slips or ITR) and bank statements. Exact requirements vary by loan type and lender — see each loan page for specifics.
Personal and business loans: often 24-48 hours. Home loans and LAP: typically 5-10 working days, depending on property verification.
No — our eligibility and EMI calculators use soft, information-based estimates and do not trigger a hard credit bureau inquiry.
Most lenders allow part-prepayment or foreclosure after 12 EMIs, sometimes with a nominal charge. Check specific lender terms before applying.
The initial period (typically 30 days for illness, 2-4 years for pre-existing conditions) before certain claims become payable under a health policy.
Yes. IRDAI portability guidelines allow you to switch insurers with credit for waiting periods already served — apply 45-60 days before renewal.
At network hospitals, the insurer settles the bill directly — you typically only pay for non-covered items. See our Health Insurance page for the full process.
Health insurance premiums may qualify for deduction under Section 80D, and term/life insurance under Section 80C — consult your tax advisor for specifics.
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